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Rosemary Dodge

Rosemary Ann Dodge

Saturday, November 13th, 1943 - Thursday, December 3rd, 2020
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Terms and Conditions


PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE (AS DEFINED HEREIN). By using this Website, you signify your acknowledgment and agreement to these Terms and Conditions. If you do not agree with these Terms and Conditions, DO NOT use this Website (as defined herein).

These Terms and Conditions govern the use of the Book Of Memories websites (the "Website") and other services (collectively the "Services"). FrontRunner Professional ("Company," "we," "us," "our") reserves the right in our sole discretion to change, amend or modify (the "changes") all or part of these Terms and Conditions at any time and from time to time for any reason. Any changes to these Terms and Conditions will be noted by indicating the date these Terms and Conditions were last made. Any changes will become effective no earlier than fourteen (14) days after they are posted; provided, however, that changes addressing new functions of the Services or changes made for legal reasons will be effective immediately. Your use or continued use of the Services after the date any such changes become effective shall constitute your express acceptance of the Terms and Conditions as changed, amended or modified.

Eligibility: Users under 18 years of age are not eligible to use the Services without consent. Users between the ages of 13 and 17, can use the Services with the consent and supervision of a parent or legal guardian who is at least 18 years of age; provided, however, that such parent or legal guardian agrees to be bound by these Terms and Conditions, and agrees to be responsible for such use of the Services. Company reserves the right to refuse use of the Services to anyone and to reject, cancel, interrupt, remove or suspend any Campaign, Donation, or the Services at any time for any reason without liability.

Definitions: In these Terms and Conditions "Campaign Organizers" means those raising funds, and "Campaigns" as their fundraising campaigns. Additionally, "Donors" means those contributing funds, and "Donations" as the funds they contribute. Campaign Organizers, Donors and other visitors to the Services are referred to collectively as "Users". The term "Campaign Organizers" shall also be deemed to include any individual(s) designated as a beneficiary of Campaigns.

Services: The Services are offered as a platform (the "Platform") to Users of the Services. Among other features, the Services are designed to allow Campaign Organizers to post Campaigns to the Platform to accept Donations from Donors. Although there are no fees to set up Campaigns, a portion of each Donation will be charged as fees for our Services and those of our third party payment processors. Company reserves the right to modify or discontinue, temporarily or permanently, the Services with or without notice. You agree that Company will not be liable to you or to any third party for any modification, suspension or discontinuance thereof. The Company has no responsibility or liability for the deletion or failure to store any data or other content maintained or uploaded by the Services. To the extent you access the Services through a mobile device, your wireless service carrier's standard charges, data rates and other fees may apply. In addition, downloading, installing, or using certain Services may be prohibited or restricted by your carrier, and not all Services may work with all carriers or devices. By using the Services, you agree that we may communicate with you regarding Company and other entities by SMS, MMS, text message or other electronic means to your mobile device and that certain information about use of the Services may be communicated to us.

Charitable Giving: Campaigns are not charities to which you can make tax-deductible charitable contributions. Any Donation you make through the Platform may be processed by an unaffiliated business partner for which a processing fee (in addition to our FrontRunner Professional Fee) is deducted. You understand, acknowledge and agree that Company is not a charity, and Company does not solicit charitable donations for itself or for any third-party charitable institution. Company is merely acting as a payment facilitator for any Donations.

Administrative Platform Only: The Services are an administrative platform only. The Company is merely acting as a payment facilitator for any Donations between Campaign Organizers and Donors, and is not a party to any agreement between Campaign Organizers and Donors. Company is not a broker, agent, financial institution, creditor or insurer for any user. Company has no control over the conduct of, or any information provided by Campaign Organizers, and Company hereby disclaims all liability in this regard. We expressly disclaim any liability or responsibility for the success or outcome of any Campaign. Donors must in their sole discretion make the final determination of making Donations to any Campaigns. Donors are solely responsible for asking questions and investigating Campaign Organizers and Campaigns to the extent they feel is necessary before making a Contribution. All Donations are made voluntarily and at the sole discretion and risk of Donors. Company does not guarantee that Donations will be used as promised. Company does not endorse, guarantee, make representations, or provide warranties for or about the quality, safety, or legality of any Campaign. Donors are solely responsible for determining how to treat their Donations for tax purposes.

No Verification of Campaign Information: We do not verify the information that Campaign Organizers supply, and do not guarantee that the Donations will be used in accordance with any fundraising purpose prescribed by Campaign Organizers. We disclaim and assume no responsibility to verify whether the Donations are used in accordance with any applicable laws.

Your Registration Obligations: You may be required to register with Company in order to access and use certain features of the Services. If you choose to register for the Services, you agree to provide and maintain true, accurate, current and complete information about yourself as prompted by the Services' registration form. Campaign Organizers must register using their true identities, including their name and any image purporting to depict the Campaign Organizer. Registration data and certain other information about you are governed by our Privacy Policy. If you are under 13 years of age, you are not authorized to use the Services, with or without registering. In addition, if you are under 18 years old, you may use the Services, with or without registering, only with the approval of your parent or guardian. Certain aspects of our Services may also require you to register with (and agree to the terms of) third party service providers (e.g., payment processors or charitable donation processors) in order to utilize such Services. While we may help facilitate such registration in some cases, we are not a party to any such relationships and disclaim any responsibility or liability for the performance by such third parties. We may exchange information with such third party services in order to facilitate the provision of Services (and related third party services).

Public Display of Donations: Donors have the option to publicly display their Donations for public viewing or allow their information to be provided to the Campaign beneficiary(ies). To keep the details of your Donation private, simply click the appropriate checkbox during the Donation process. Please see our Privacy Policy for more information on the ways that we may collect, use, and store certain information about you and your use of the Services.

Payment of Donations: In order to contribute to a Campaign, Donors will be required to provide Company information regarding its credit card (i.e., VISA, MasterCard, Discover or American Express) or other payment method. Donors represent and warrant to Company that such information is true and that Donors are authorized to use the credit card or payment method. Donors agree that a certain minimum Donation amount may apply, and that all Donation payments are final and cannot be refunded. Donors agree to promptly update account information with any changes that may occur and to pay the Donation amount that you specify. Donors hereby authorize Company to bill Donors' credit cards and payment methods in advance on a periodic basis until Donors terminate periodic payments through the Platform.

Fees: Company does not charge Campaign Organizers any upfront fees for Campaigns. Company retains a portion of each Donation contributed to Campaigns in the amount of four percent (4%) ("FrontRunner Professional Fee"). A portion of the Donation is payable to our third party payment processors ("Processing Fee"). Donors acknowledge that by contributing Donations to Campaigns, Donors are agreeing to any and all applicable terms and conditions set forth by a third party payment processor, in addition to these Terms and Conditions. The portion of each Donation payable to and retained by our third party payment processors are:

        • US Users ONLY: Third party payment processor charges a fee of 2.9% AND $0.30 per donation for VISA, MasterCard or Discover cards or 3.4% AND $0.30 per donation for American Express cards.

        • CA Users ONLY: Third party payment processor charges a fee of 2.9% AND $0.30 per donation for VISA, MasterCard or Discover cards or 3.4% AND $0.30 per donation for American Express cards.

All Tribute Pay Fees and Processing Fees ("Fees") are deducted directly from each Donation and are not reflected in the amount which Campaign Organizers can withdraw from the Campaign. We reserve the right to change any of the Fees from time to time. If we change any of the Fees, we will provide notice of the change on the Website or otherwise, at our option, at least fourteen (14) days before the change is to take effect. Your continued use of the Services after the change in any of the Fees becomes effective constitutes your acceptance of the new Fees.

Indemnification: You agree to release, indemnify and hold Company and its affiliates and their owners, officers, employees, directors and agents harmless from any from any and all losses, damages, expenses, including reasonable attorneys' fees, rights, claims, causes of action, actions of any kind and injury (including death) arising out of or relating to your use of the Services, any Donation or Campaign, your violation of these Terms and Conditions or your violation of any rights of another. If you are a California resident, you waive California Civil Code Section 1542, which says: "A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR". To the extent you are a resident of another jurisdiction, you waive any comparable statute or doctrine

DISCLAIMER OF REPRESENTATIONS AND WARRANTIES: YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. COMPANY AND ITS AFFILIATES EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. COMPANY AND ITS AFFILIATES MAKE NO WARRANTY THAT THE SERVICES WILL MEET YOUR REQUIREMENTS, THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICES WILL BE ACCURATE OR RELIABLE, THE REMITTANCE OF ANY DONATION OR PORTION THEREOF TO THE BENEFICIARY OF ANY CAMPAIGNS, OR THE QUALITY OF ANY SERVICES.

LIMITATION OF LIABILITY: YOU EXPRESSLY UNDERSTAND AND AGREE THAT NEITHER COMPANY NOR ITS AFFILIATES WILL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY DAMAGES, OR DAMAGES FOR LOSS OF PROFITS INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, RESULTING FROM THE USE OR THE INABILITY TO USE THE SERVICES, THE UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, THE STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICES, OR ANY OTHER MATTER RELATING TO THE SERVICES. IN NO EVENT WILL COMPANY'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES OR CAUSES OF ACTION EXCEED THE AMOUNT YOU HAVE PAID COMPANY IN THE LAST SIX (6) MONTHS, BUT IN NO EVENT MORE THAN ONE HUNDRED DOLLARS ($100).

EXCLUSIONS: SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE LIMITATIONS SET FORTH ABOVE MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SERVICE OR WITH THESE TERMS AND CONDITIONS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USE OF THE SERVICE.

DISPUTE RESOLUTION - ARBITRATION (READ CAREFULLY): You agree to arbitrate all disputes and claims between you and Company (including our respective subsidiaries, affiliates, agents, employees, predecessors in interest, successors, and assigns). Notwithstanding the foregoing, either party may bring an individual action in small claims court. Notice of Dispute ("Notice"). The Notice to Company should be sent to 2501 Parmenter Street, Suite 300A, Middleton, WI 53562, Attn: President, with a copy by email to support@tributepayments.com ("Notice Address"). The Notice must (i) describe the nature and basis of the claim or dispute, and (ii) set forth the specific relief sought ("Demand"). If Company and you do not reach an agreement to resolve the claim within sixty (60) days after the Notice is received, you or Company may commence an arbitration proceeding. During the arbitration, the amount of any settlement offer made by Company or you shall not be disclosed to the arbitrator until after the arbitrator determines the amount, if any, to which you or Company is entitled.

The arbitration will be governed by the Commercial Arbitration Rules and the Supplementary Procedures for Consumer Related Disputes (collectively, "AAA Rules") of the American Arbitration Association ("AAA"), as modified by this Terms and Conditions, and will be administered by the AAA. The AAA Rules are available online at adr.org, by calling the AAA at 1-800-778-7879, or by writing to the Notice Address. The arbitrator is bound by the terms of this Terms and Conditions. All issues are for the arbitrator to decide, including, but not limited to, issues relating to the scope, enforceability, and arbitrability of the arbitration provision. Unless Company and you agree otherwise, any arbitration hearings will take place in Chicago, Illinois. Regardless of the manner in which the arbitration is conducted, the arbitrator shall issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the award is based. YOU AND COMPANY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Unless both you and Company agree otherwise in writing, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of a representative or class proceeding. If this specific provision is found to be unenforceable, then the entirety of this arbitration provision shall be null and void.

Introduction

BOOKOFMEMORIES.COM, including mobile applications and related services (collectively the “Site”) is fully owned and operated by FrontRunner Professional, (the “Company,” “we,” “us,” “our”). Company takes your privacy seriously. We feel it is important that you fully understand the terms and conditions under which we use the information we gather from you through the use of our Site. Please read this Privacy Policy ("Policy") carefully to understand how we will use and protect your Personal Information. We will not share your Personal Information with anyone except as described in this Policy. Changes to this Policy will be announced on our Site, so please check back periodically. This Policy forms part of the Company’s TERMS AND CONDITIONS and is incorporated by reference to those Terms and Conditions.

This Policy outlines Company’s general policies and practices for protecting your private information on this Site. It covers why Company collects information, the types of information it gathers, how it uses such information, and the notice and choice affected individuals have regarding Company’s use of and their ability to correct their information. This Policy applies to all personal information received by Company whether in electronic, written, or verbal format.

Company reserves the right to modify this Policy at any time and will do so from time to time. Each modification shall be effective upon its posting to the Site. Your continued use of the Site following any such modification constitutes your acceptance of any change(s) to this Policy. It is therefore important that you review this Policy regularly. If you have any questions concerning this Policy please contact Company at support@frontrunner360.com.

1. Scope

This Policy covers the Site in part and as a whole. However, it does not apply to entities that Company does not own or control, including without limitation, Campaign, advertisers or developers of content. Company may include third-party links on the Site. These third-party sites are governed by their own privacy policies and NOT this Policy. Company therefore has no responsibility or liability for the content and activities of these third-party sites. Please check the privacy policy of any third-party site you interact with on or off the Site.

2. General Policy Provisions

  1. Definitions

    “Personal Information” includes both “Personally Identifiable Information” and “Non-Personally Identifiable Information”.

    "Personally Identifiable Information" refers to information that lets us know the specifics of who you are and can be used to identify, contact or locate you. Personally Identifiable Information is requested when you register with us, make a Donation, correspond with us, or otherwise volunteer information, for instance, through the use of "Contact Us". Personally Identifiable Information may include, without limitation, your name, mailing address, telephone number, e-mail address, credit card number, and other identification and contact information.

    "Non-Personally Identifiable Information" refers to information that does not identify a specific individual by itself or in combination with other information. We gather certain information about you based upon what you view on our Site in several ways. This information is compiled and analyzed on both a personal and an aggregated basis. This information may include the Site’s Uniform Resource Locator ("URL") that you just came from, which URL you next go to, what browser you are using, and your Internet Protocol ("IP") address. A URL is the global address of documents and other resources on the World Wide Web (‘Web”). An IP address is an identifier for a computer or device on a Transmission Control Protocol/Internet Protocol ("TCP/IP") network, such as the World Wide Web. Networks use the TCP/IP protocol to route information based on the IP address of the destination. In other words, an IP address is a number that is automatically assigned to your computer whenever you are surfing the Web, allowing Web servers to locate and identify your computer. Computers require IP addresses in order for users to communicate on the Internet, browse and shop

    “Sensitive Personal Information” means Personal Information that reveals race, ethnic origin, sexual orientation, political opinions, religious or philosophical beliefs, trade union membership or that concerns an individual’s health.

  2. Notice

    Company shall inform you of the purposes for which it collects and uses Personal Information and the types of non-agent third parties to which Company discloses or may disclose that information. Company shall provide you with the choice and means for limiting the use and disclosure of your Personal Information. Notice will be provided in clear and conspicuous language when you are first asked to provide Personal Information to Company, or as soon as practicable thereafter. In any event, you will receive notice before Company uses or discloses the information for a purpose other than that for which it was originally collected.

  3. Choice

    Company will offer you the opportunity to choose (opt-out) whether Personal Information is to be disclosed to a third party or to be used for a purpose other than that for which it was originally collected or has subsequently been authorized. For Sensitive Personal Information (when applicable), Company will give you the opportunity to affirmatively or explicitly consent (opt-in) to the disclosure of the information for a purpose other than that for which it was originally collected or has subsequently been authorized. Company will treat Sensitive Personal Information it receives from anyone the same as it would treat its own Sensitive Personal Information.

  4. Security

    Company shall take reasonable steps to protect Personal Information from loss, misuse, unauthorized access, disclosure, alteration, or destruction. No company is immune from Internet attacks or data breaches. Company cannot guarantee the security of information on or transmitted via the Internet.

  5. Data Integrity

    Company shall only process Personal Information in a way that is compatible with and relevant to the purpose for which it was collected or has been authorized. To the extent necessary for those purposes, Company shall take reasonable steps to ensure that Personal Information is accurate, complete, current, and reliable for its intended use.

  6. How to Access Your Information

    Company offers you choices for the collection, use and sharing of Personal Information. You may notify Company of your preferences, or change any Personal Information, by emailing support@frontrunner360.com. Please be sure to provide complete account information so Company can identify you in its records.

    You may also stop the delivery of future promotional e-mail from Company by responding directly to any email you receive with a request to remove you from the mailing list.

3.Reasons the Company Collects Personal Information

Company collects your Personal Information because it helps deliver a superior online experience, gives you convenient access to the Site for browsing, and allows key features of the Site to function properly. In order to better provide you with this superior level of customer service, our Site collects two types of information (referred to in this policy as "Personal Information") about our visitors: Personally Identifiable Information and Non-Personally Identifiable Information. In addition, your Personal Information helps Company keep you informed about the latest announcements, special offers, and events that you might like to hear about.

4. Information Company Collects About You

Any time a guest or member (collectively “Users”) accesses the Site they receive a “cookie” from Company. Company uses cookies (small pieces of data stored for an extended period of time on a computer, mobile phone, or other device) to make the Site easier to use and to protect both you and Company. These cookies give Company certain Non-Personally Identifiable Information about your use of the Site. You may remove or block cookies using the settings in your browser, but in some cases that may impact your ability to use the Site. Company may also use pixels, widgets and other tools to gather such Non-Personally Identifiable Information to improve the experience of the website or mobile application.

Company may contract with third-party service providers to assist it in better understanding its Site Users. These service providers are not permitted to use the Non-Personally Identifiable Information collected on Company’s behalf except to help it conduct and improve its business.

When you access the Site from a computer, mobile phone, or other device, Company may collect Non-Personally Identifiable Information, which does not identify individual users, to analyze trends, to administer the site, to track users’ movements around the site and to gather demographic information about the user base as a whole. Company will not use the information collected to market directly to that person.

Company keeps track of some of the actions you take on the Site such as member profiles and pages you view. Even if you do not provide certain information, Company may obtain it from you profile or the pages of its Site that you visit. Company may retain the details of connections or transactions you make on the Site.

5. Information You Provide to Company

To become a User, Company shall collect certain Personally Identifiable Information, which you are required to provide. Information that is not required shall be deemed voluntary and you may provide such information, although not mandatory.

While using the Site, you may provide text, files, images, photos, videos, location data, or any other materials (collectively “Content”) to Company by uploading, posting, or publishing the Content on the Site. Frequently, Content you place on the Site will contain a picture of your face. Company may retain the details of connections or transactions you make on the Site.

Where applicable, when you interact with other Users on the Site, you may provide other information about yourself, such as political or topical views, religious affiliation, or marital status. Any information in a public forum is accessible by anyone, including people who are not members of the Site. Please be aware they may share information you give them with other Users you may not know. They may also share the information outside the Site without your prior approval. Company does not have control over the actions of its Users and accepts no responsibility or liability for their actions. Please keep this fact in mind when using the Site, and use care when disclosing Personal Information to other Users of the Site.

Company may also collect information from ads you click on when using the Site. Company may also keep track of links you click on in e-mails you receive from Company. This is done to increase the relevancy of the ads you see.

6. How Company Uses Your Personal Information

Company uses the information you are required to provide to become a User in order to insure you are over the age of thirteen (13). THE SITE IS NOT MEANT TO BE USED BY ANYONE UNDER THE AGE OF THIRTEEN (13). If you are under thirteen, please do not attempt to register with the Site or send Company any Personal Information. Company may also use your age information to be sure you receive an age appropriate experience while using the Site.

Company will use the information it collects to provide, without limitation, services and features to you and facilitate payment for any Donations between Campaign Organizers and Donors and provide information to Campaign Organizers and Campaign beneficiaries. Company will also use the information to measure and improve the Site, and to provide you with customer support.

Company may contact you with new or updated products or services, designs, routes, surveys, or other related announcements from time to time. You may opt-out of all communications except essential updates. Company may include Content in the e-mails sent to you.

Certain software applications and applets transmit data to Company. Company may not make a formal disclosure if it believes its collection of and use of the information is the obvious purpose of the Site or its related application. If it is not obvious that Company is collecting or using such information, it will disclose its collection to you the first time you provide the information.

Company may use the information collected to prevent potential illegal activities. Company may also use a variety of methods to detect and address anomalous activity and screen content to prevent abuse.

Company may use your information to serve you personalized advertising. Company does not share your information with advertisers without your consent. Company allows advertisers to choose the characteristics of Users who will see their advertisements. Company may use any of the Non-Personally Identifiable Information it has collected in any fashion to select the appropriate audience. Company will not tell the advertiser who you are as part of this process. When you interact with an advertisement there is a possibility that you may receive a cookie from the advertiser.

7. How Company Shares Your Information

Company shares your Personal Information with third parties when it believes you have permitted such sharing, that it is reasonably necessary to offer services, or when legally required to do so. Company will not share your Personally Identifiable Information with third parties in a way that it thinks violates your privacy. The following non-exhaustive list contains examples of how Company shares or could share your information:

  1. If Site allows you to invite a friend to join the Site or become a User, and you choose to do so, the invitation will contain information that will allow your friend to identify you. The invitation may contain information about other Users your friend might know.

  2. Certain information you provide to Company may be shared by using the Site’s search function. This allows other Users to locate your profile and it allows new Users to find people they know on the Site.

  3. Company provides some public information to search engines. This information allows search engines to locate the Site. It also allows people to locate you on the Site using a major search engine. This does not mean all information you post on the Site may be accessed using a search engine.

  4. There are also times when Company may make certain Personal Information about you available to strategic partners or third parties. These companies may help Company process information, render services to you, manage and enhance customer data, provide customer service, assess your interest in products and services, or conduct research or satisfaction surveys. Without such information being made available, it would be difficult for you to use Company's Site and services.

  5. Company may also share Personal Information when it has a good faith belief it is necessary to prevent fraud or other illegal activity, to prevent imminent bodily harm, or to protect itself and you from people violating the Terms and Conditions of the Site. This may include sharing information with other companies, lawyers, and courts or other government entities.

  6. Company may disclose information pursuant to subpoenas, court orders, or other requests (including criminal and civil matters) if it has a good faith belief that the law requires such a response. This may include requests from jurisdictions outside of the United States if Company has a good faith belief that the response is required by law under the local laws in that jurisdiction, is applicable to users from that jurisdiction, and is consistent with generally accepted international standards.

  7. Company may disclose analyzed data in the form of purchasing trends or statistical data. No Personally Identifiable Information will be attached to this disclosure.

8. Business or Asset Transfer or Sale

Company may be sold, sell or buy businesses or assets of businesses, or merge with another business. In such transactions, Personal Information generally is one of the transferred business assets. Also, in the event that Company, a line of business of Company, or substantially all the assets of Company are transferred, Personal Information may well be one of the transferred assets. Company will make a reasonable effort to provide notice on the Site, and to notify you via e-mail to the most recent e-mail address that you have provided of any such change in ownership or control of your personal information.

9. Miscellaneous

  1. Privacy of Children

    YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THE SITE OR USE ITS SERVICES. IF YOU ARE UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS ANY OF COMPANY’S SERVICES FOR ANY REASON. DUE TO THE AGE RESTRICTIONS FOR USE OF COMPANY’S SITE AND SERVICES, NO INFORMATION OBTAINED BY COMPANY FALLS WITHIN THE CHILDREN’S ONLINE PRIVACY PROTECTION ACT OF 1998 AND IS NOT MONITORED AS DOING SO.

    Protecting children’s privacy is especially important to Company. Company does not knowingly collect Personal Information from children under 13, but because some information is collected electronically, it can appear to be the Personal Information of someone over the age of 13, and will be treated as such by this Policy. If a child under 13 submits Personal Information and Company learns that Personal Information pertains to a child under 13, it will attempt to delete the information as soon as possible. It is Company’s policy to comply with the Children’s Online Privacy Protection Act of 1998 and all other applicable laws. Therefore, Company restricts the Site and all other provided services to persons 18 years or older.

  2. Agreement with Policy and Continued Use of Site

    Unless stated otherwise, Company’s current Policy applies to all information that Company has about you, your account, and access to the Site. By using the Site, you consent to this Policy and having your Personal Information and data transferred and processed as described.

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Obituary

LITCHFIELD – Rosemary A. (Graves) Dodge, passed away at home on December 3, 2020, after a six-year struggle with Primary Progressive Aphasia and Dementia. Her flame has gone out but the warmth of its glow will live on in all that knew her. Rose and her twin brother, Richard, were born to Norman and Kathleen Graves in Brockton, Massachusetts on November 13, 1943.

Rose was a native of Foxborough, MA, and graduated from Foxborough High School. She then received her degree in Occupational Therapy from the University of New Hampshire.

Rose and her ex-husband, Ed, moved to Torrington approximately fifty years ago and then to Litchfield five years later.

Rose had a long working career always serving the public with her winning ways. Her first career was in selling real estate for the Bredice and Dean Agency in Torrington. Later she went to work in customer service for County Stationers which later became The Desk Drawer. Rose’s last career move was where she really found her calling working as a Therapeutic Recreation Director at the Village Crest Center for Health and Rehabilitation in New Milford.

It was shortly after her retirement that she told us she was having trouble finding words. We all were in denial but she persisted and tests were done. Then began her battle. Not once during the next six years did she ever say “why me”? She wanted the facts about what she had and what could or could not be done about it. She faced her future without self-pity and with the help of the amazing staff at Companions and Homemakers, especially Amie and Donna, she found joy in every day. In fact just an hour or less before her last trip to the hospital caused by a swallowing issue she was dancing to the “Oldies” with Amie, her live-in caregiver.

Rose was pre-deceased by her parents and her twin brother, Richard. Left behind to mourn her loss and at the same time cherish her memory are her three children; Bethany Beliveau (David), Mike (Lori), Dr. Jessica (Heather) as well as grandchildren, Kyle and Emily. Also her brothers, Peter (Linda) and Russell, as well as her partner for the last eighteen years, Al Trowbridge.

Because of the pandemic there will be no in-person memorial service. The last thing Rose would want would be anyone to become sick by attending a service in her honor. Because they live out of state Beth and Mike wouldn’t be able to attend.

We are asking all who read this and knew Rose to help the family heal by taking part in a virtual memorial service in Rose’s memory. Please go to the Thurston Rowe Funeral Home website (www.thurstonrowefuneralhome.com, click onto the tribute wall and share a memory, a prayer or condolences.
Burial will be at the convenience of the family. Donations may be made in Rose’s memory to the Litchfield Volunteer Ambulance Association, P.O. Box 651, Litchfield, CT 06759.
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RS

Roger & Cynthia Sprong

Posted at 05:47pm
Rose entered our extended family in 2002 when she met Al. Our lives became so much richer with her presence. Our mother truly came to love Rose and Rose loved her. Through the years they enjoyed spending time together and sharing things they both cherished: music, cooking, gardening, pets, wildlife and most of all family.

It had become a tradition for Al, Karen and us to take Mom to the musical plays at The Warner Theatre in Torrington. That became even more fun when Rose joined us. All of us humming and singing along with the familiar old tunes. Then going to dinner after to relive the show and plan for the next one we would see!

We along with Al & Rose took Mother on a special trip to Forest Park & Zoo in Springfield, Massachusetts to see the beautiful gardens, animals and duck ponds. It would have been too much walking for Mom so we took turns pushing her in a wheelchair so she could see everything. We don't know who had the most fun that day!

It was Rose to the rescue at Scott & Jen's wedding shower in 2003 at an outdoor pavilion on what turned out to be a cold and rainy day. Rose kept Mom bundled in blankets and got her warm drinks to keep her comfortable and able to enjoy the party.

Mother, who was 88, had just moved in to the nursing home where I (Cyn) had worked for many years as a Therapeutic Recreation Director. In the summer of 2004 our Aunt Evelyn, who was 92 and lived in Old Lyme, came to visit. Rose, Al & we were there to share in the happiness of the two elderly sisters-in-law as they reunited with hugs, kisses and much reminiscing as they walked around the grounds with our help. What a wonderful day but, unfortunately, it was to be their last time together as Aunt Evelyn passed away not long after.

During her visits and time spent with Mother at the nursing home Rose befriended Mother's roommate Elsie. Elsie had few visitors of her own so we always included her during our visits and activities with Mother. After Mothers passing Elsie was lonely and grieving for her roommate. Rose with her innate sense of compassion continued to visit Elsie, lifting her spirits and bringing her laughter and friendship.

Rose always had an unlimited capacity for empathy and compassion, not only for people but for animals as well. For all of our married life we've had cats and there comes a time when they pass away. Our cats have always been part of our family and we have cried & grieved whenever they have passed. Rudy & Phoebe were two of our cats who left us in consecutive years, 2003 and 2004. For each one Rose sent us unexpected sympathy cards and poems expressing her thoughts. No one had ever thought to acknowledge our grief in that way before. It meant the world to us, so much so that we saved everything that Rose sent and we still have them. After Rose passed away we reread her notes and our tears started all over again, not just for our pets but for Rose too.

When Rose found that she needed a new job we were all so proud of her when she announced that she was going back to college to get the credits she needed for a new career as a Therapeutic Recreation Director. I (Cyn) had so many opportunities to observe and be assisted by Rose as she helped mother and many other residents during her frequent visits to the nursing home. There was no question that she had the "right stuff" and would succeed in her new career. She completed all the classes and did her fieldwork with my department as required for her new career.

Rose then found a position at Village Crest Center for Health and Rehabilitation in New Milford. It became more than just a 9-5 job to her. It didn't end when she went home. She was always planning ahead for the next day and beyond. It was more like her life's calling.

One of her passions was involving the residents in helping to put together special dishes and meals to be distributed by the Loaves and Fishes Hospitality House: "Feeding Friends, Serving Neighbors." Rose was making a difference both in helping the community and giving the nursing home residents a happy and proud feeling that they too were making a difference.

Another of Rose's special projects was the "Resident's Store" at her facility. She sought donations of stuffed animals, stationary and toiletries to stock the shelves and donated many items herself. Unfortunately many residents were unable to go out on shopping trips or didn't have much money. Rose and the recreation department planned games where they could win change and that would add up so they could shop at their store. Any item could be had for 25 cents! They shopped and happily returned to their rooms with their new found purchases.

Rose looked forward to the residents annual trip to the New Milford Green for the Memorial Day Parade. It was a lot of hard work as the facility helped get everyone ready and made sure there was enough staff, family and volunteers to get the residents there & back safely. Her hard work was rewarded with their smiles and hearing the residents say what a wonderful time they had had as well as anticipating next year's parade.

Although Rose's work was important she loved sharing in so many of our families events. From weddings to graduations, holiday gatherings, birthday parties and picnics. And what joy celebrating the births of Hannah and Ben! Then joining Al in cheering and encouraging Emily, Ashley, Jack and the little ones at their soccer & baseball games, cheerleading, gymnastics and more. Even an ordinary day spent with them if their parents were away, or just to see them was a memorable event not only for the kids but for "Pop-Pop and Grandma Rose!"

As much as she enjoyed all these times her favorite time of the year was Christmas. She prepared for months as she anticipated the arrival of her children and grandchildren, and knowing her home would be filled with the joy of their laughter and love. Usually after their celebration when her family would leave, Rose still had enough energy to join our family's Christmas at Tracy & Pat's house in Burlington. No matter if it was Christmas or any other family gathering Rose always brought some spectacular dish to add to the meal. Who hasn't had Rose's famous corn pudding? And she was always first at the sink to do the dishes! Then, of course, after any holiday or birthday, we all knew we would receive a heartfelt thank you card from her.

Through the years as she enjoyed being a part of our family we felt as if we knew all of her family as she shared so many stories filled with love and pride. She always spoke of her dad and Peg & Peg's family, her brothers Russell & Peter, sister-in-law Linda and sweet niece Erin. And, with love & concern for her twin Richard. Oh how she agonized being so far away from him during his lengthy illness. We grieved with and for her at his passing.

Rose had such a glow when talking about her children. Such pride for their accomplishments: Mike & Lori's happy marriage and successful business. Emily & Kyle as they grew from being her "grandbabies" to adults. Bethany, finding love with David and making a successful career out of her love and studies of horticulture. Jessie as she worked so hard becoming a successful Doctor of Pathology as well as finding a loving partner in Heather. How Rose treasured all of their visits & phone calls and wanted to do all she could for all of them, including "dog sitting" the Greyhounds and looking after the parrot when Jessie & Heather traveled.

We came to know you well through Rose and we know how hard the past few years have been for you with your mom's progressive illness especially with all of you living so far away. Your phone calls and visiting when you could was so important and helpful for Rose.

Mike & Lori's attempt to give Rose a new home with them so they could care for her was wonderful. It was just not to be. Her home was in the Litchfield Hills of Connecticut. Her comfort was in the horses down the road at Lee's Stables, in the daffodil fields at Laurel Ridge, going to Bantam Pizza and at her much loved Topsmead. The treasures she had collected over the years, not only for her own enjoyment but as a legacy for you. And even the bear living under her deck was part of her home. And then, of course, the biggest and best part of her being "home" was her beloved Al.

All of Rose's loving family and her loving extended family of "Trowbridges" as well as the multitude of friends Rose made throughout her life will continue to remember and cherish the wonderful woman she was. We are all better people for having known and loved her, and we are thankful & honored for the time we had with her.
KE

Karen Eichner

Posted at 05:08pm

Rose was always such a kind, caring and fun loving person. In the early 1980s she had met my future boyfriend Ben Bereza at a singles club and they remained good friends.
I met her in 1985 and we became good friends too. We went to parties and car club events, and became part of a group of couples enjoying monthly dinners at each others homes.
Rose occasionally dated and had met several nice men through the years but none were her "Mr. Right." We were all so happy for her when she went with a friend to the "New Beginnings" group at The First Congregational Church of Washington, Ct. in 2002 and met Al. They were a perfect couple and he became the "true love" she had been searching for.
In 2014 my Ben got cancer. As time went on he would need much help during his chemo treatments and I spent most of my time with him. Rose wanted to help so on Tuesdays (her day off from work) she would go to Ben's home in Thomaston for the afternoon to help him and to give me a break. They talked and laughed. She made him lunch and when needed she took him to the Cancer Center in Torrington for his 'day after' shot of Neulasta.
This was in January and February and the weather was cold and snowy. One day her car got badly stuck in his driveway. That didn't bother Rose. She said "that's what AAA is for!" No matter the weather or any other commitment she might have, she knew we needed help and never failed to be there.
Eventually Ben had to move to Litchfield Woods for skilled care. Rose continued to visit him every Tuesday and not long after I had to have knee surgery so Rose, Al and other friends helped keep Ben's spirits up and kept me posted on how he was doing also helping me with rides to see him until I could drive again. Rose and Al continued their visits and were there with Ben and me at the end.
Since Ben passed Rose (and Al) have always continued offering support and have encouraged me to keep busy, to get out, be with friends and meet new people. I have done that and enjoyed going to pot luck suppers and the Green Fair with Rose at Al's church.
The last time I saw Rose was at a birthday celebration for her at my home in November. Al and her caregiver Aime brought her and she enjoyed her visit, playing with my two cats. Rose had had increasing difficulty in finding words to express herself but when she saw her chocolate birthday cake she said "Fabulous!" and dug in.
That was Rose. Always loving & caring and putting family & friends first, always with a cheerful smile and seeing and enjoying the good things in life.
I miss you Rose and thank you for being such a wonderful friend.
GC

Gail Cowser

Posted at 09:33pm
I met Rose about 13 or 14 years ago thru New Beginnings Support Group. She was truly a gentle and kind soul, a extraordinary person. It was a blessing to know her. To Rose's children, we miss our moms forever but at the same time, our moms are also with us forever, and in so many ways. As time goes and and you need to find her for whatever reason, look to the night sky and find a star. Talk to your Mom thru the star, It is very possible that she will be able to find you and give you peace.
Healing hugs to all the family.
Gail Cowser
EN

Emily Nepomuceno

Posted at 07:54pm
I don't remember a time without Rose as part of our family. I remember how fashionable she was as she was and as a kid, I loved her bright patterned clothes and her bold jewelry. I will never forget being at her house with Ashely and going through her jewelry box together. She let us try on everything and play dress up. I loved this beautiful 3-chained turquoise necklace so much and it meant so much to me when Rose said that I could keep it and that it had come from her Mother. I have it in Burlington in my jewelry box still and I know it is something I will have forever and share with my daughter someday when I am playing dress-up and telling her about her Great Grandma Rose.

Another special memory I have is silly, but I always think about it when I go to McDonald's. It was so fun when we were younger and PopPop and Rose would bring Jack, Ashley, and I to McDonald's. It was such a treat because were able to play in the jungle gym for what seemed like hours. I remember thinking how cool PopPop and Rose were because mom and dad never let us play in there for very long. I still have the framed picture of Ash, Jack, and I, in one of the plastic tubes that was gifted to me for Christmas or a birthday.

There are so many special times with Rose that I am grateful for. She has always loved and supported me throughout all of my milestones and accomplishments. I already miss Grandma Rose, but I know she will always be watching over me and our family.
BM

Brigitte Michaud

Posted at 12:43pm
Dear Rose!
Now you are free and at peace. A job well done, my true and faithful servant will have been your greeting entering eternity.
How will I remember you? I cannot pick out just the “One Thing”. There is a blanket of memories and love stretching over forty years.
We were so young, on our own, with children still in school, very little money, trying to forge a new life. We were four friends, Rose, Janet, Jenny and Brigitte; a friendship unbroken until death. Jenny left us first and now you, Rose, entered eternity.
We were there for each other, thick or thin. Our children graduated from High School, some from college, left home, battled drugs or alcohol, married, divorced. One of our children met an untimely death. We were there for each other, did it all together, each of us contributing our strength. And you Rose, would always cook a chicken!!
So many summer long weekends at the beach in Watch Hill! We crammed into one room at our little boarding house, snuck in morning coffee, spent afternoons in sand and water and danced the night away at the Ocean House. Rose, you always made sure we all wore plenty of sunscreen!
There were the weddings, some small, some fancy, some near home, some far away, but we went with joy! We celebrated our children’s happiness. We had great social events at our homes. Rose, you always had the grill under the huge tree at the side of your house! That tree always threatened to fall down!
And then we cried together, concerns about our children’s choices, a child’s death, a breakup with someone special …. Or the water heater broke and little money to fix it.
Our boyfriends came and went, some we cried about, others not so much. Rose, you had the amazing ability to remain on friendly terms with almost all of them! You always saw only the best in everyone. You would listen, help, and trust and made sure there was a lovely little snack or a meal!
We became grandparent! Rose, you were one of the first, so in love. You made sure we all got to know Kyle and Emily well!
Life went on. Two of us remarried, Janet. and Jenney’s careers took them to the west coast. Rose, you did amazing work in New Milford with the elderly, cheering them on to enjoy life and creating opportunities to do so.
Many new and wonderful people entered our lives, but we always stayed in touch, held each other’s hand when we had to bury a parent, cheered each other successes. Rose, you were always the cheerleader! Rose, you saw the good in everyone and everything.
You just got a taste of old age, Rose! Our Lord took you home, set you free and gave you peace.
I now have a little smile on my face and tears in my eyes my dear friend. I was blessed to have had you as a friend and I am grateful. I will wear the blanket woven of memories and love as long as I live.
My heartfelt condolences and love to Al, your two beautiful daughters, son and grandchildren.
Until we meet again, dear Rose! Brigitte
Ps and now I will cook a chicken!


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